The other thing to consider when you are trying to make the most out of your dental insurance is to take advantage of the free six month checkup and cleaning.

In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 15-GP-01 and 16-DEN-C-01.

With this information, our team of experts can help you strategically use your benefits to their max. ²Sun Life’s dental networks include dentists contracted with Dental Health Alliance, L.L.C.® (D.H.A.®) and dentists under access arrangements with other dental networks. This is when we call Sun Life Financial directly to inquire about your coverage, find out how much you have left to reach your annual maximum, and other important details.

When you visit our dental office with Sun Life Financial dental insurance, we will first perform a verification of benefits to learn the particulars of your plan. An in-network dentist, though, allows you to come and go without any unexpected fees. An out-of-network dentist will require you to pay for the total cost of your treatments out of pocket and wait for a reimbursement to come weeks or months later. This way, you know you are receiving your full coverage right off the bat. Sun Life and the globe symbol are trademarks of Sun Life Assurance Company of Canada.The most important step in maximizing your dental insurance benefits is visiting an in-network dentist. © 2020 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. In New York, prepaid dental products are provided and administered by Sun Life and Health Insurance Company (U.S.) (Lansing, MI). Prepaid dental companies are Denticare of Alabama, Inc., United Dental Care of Arizona, Inc., UDC Dental California, Inc., Union Security DentalCare of Georgia, Inc., United Dental Care of Missouri, Inc., United Dental Care of New Mexico, Inc., UDC of Ohio, Inc., and United Dental Care of Texas, Inc. In certain states, prepaid dental products are provided by prepaid dental companies affiliated with SLOC. In all states except New York, prepaid dental products are provided and administered by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA). This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act.

Sun life financial dental insurance